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	<title>Haslam Gallagher</title>
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		<title>Robert Haslam wins another excess verdict against an automobile insurance company</title>
		<link>http://haslamgallagher.com/car-wrecks/robert-haslam-wins-another-excess-verdict-against-an-automobile-insurance-company-2/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=robert-haslam-wins-another-excess-verdict-against-an-automobile-insurance-company-2</link>
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		<pubDate>Wed, 16 Nov 2011 19:48:35 +0000</pubDate>
		<dc:creator>haslamgallagher</dc:creator>
				<category><![CDATA[Car Wrecks]]></category>
		<category><![CDATA[damages]]></category>
		<category><![CDATA[Insurance Claims]]></category>
		<category><![CDATA[News]]></category>
		<category><![CDATA[Paid and incurred law]]></category>
		<category><![CDATA[underinsured]]></category>

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		<description><![CDATA[October 25, 2011 Robert Haslam won an excess verdict against Safeco Insurance Company, in the 96th District Court of Tarrant County, Texas.  The new paid or incurred law was a significant hammer to a wonderful Texas mom of three children who suffered shoulder surgery from an underinsured motorist driver causing an automobile wreck.  Safeco Insurance [...] <span class="post_excerpt_readmore"><a href="http://haslamgallagher.com/car-wrecks/robert-haslam-wins-another-excess-verdict-against-an-automobile-insurance-company-2/" title="Read more">Read more &#187;</a></span><hr /><a href="http://ashford.turtleinteractive.com/download">Download Ashford for WordPress</a><hr />]]></description>
			<content:encoded><![CDATA[<p>October 25, 2011 Robert Haslam won an excess verdict against Safeco Insurance Company, in the 96th District Court of Tarrant County, Texas.  The new paid or incurred law was a significant hammer to a wonderful Texas mom of three children who suffered shoulder surgery from an underinsured motorist driver causing an automobile wreck.  Safeco Insurance Company would only offer $15,000 of their $50,000 telling their insured, ‘you have to hire an attorney and sue us because we’ll never pay you any more money.’  The underinsured driver only had $50,000 in coverage and had paid many months before recognizing the risk of an excess verdict.</p>
<p>A Tarrant County jury found her damages to be more than $110,000 after interest and court costs.  Our Texas lady will recover more than her $50,000 underinsured policy that she purchased.   Her medical bills exceeded $30,000, but the Texas Supreme Court recently changed over 100 years of Texas law and legislated that current medical bill law is no longer the law and Texas juries cannot hear the true medical bills.  The new law only allowed the jury to hear about $12,000 in medical bills.<br />
The Texas Supreme Court has recently overturned several jury verdicts allowing Corporations and insurance companies to deny coverage, avoid damages, and payments to Texans.  Why the “conservative” court is re-writing Texas law and legislating from the Court is unknown, but insurance company donations in recent years are suspected to be an issue.</p>
<p>Texas law is being thrown out, ignored, and discarded at an unprecedented rate by the Supreme Court to favor insurance companies and big business to the harm of Texans.  Texas is truly open for business- is it really for the best for Texans?</p>
<p>case law, Vioxx, Escabedo,</p>
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		<title>Patrick Gallagher Named Super Lawyer for 2011</title>
		<link>http://haslamgallagher.com/about-haslam-gallagher/new-postpatrick-gallagher-named-super-lawyer-for-2011/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=new-postpatrick-gallagher-named-super-lawyer-for-2011</link>
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		<pubDate>Mon, 03 Oct 2011 20:34:48 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[About Haslam & Gallagher]]></category>

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		<description><![CDATA[        J. Patrick Gallagher, III   visit superlawyers.com       Patrick Gallagher has the distinct honor of being chosen as one of the top 5% of practicing attorneys in the state of Texas for 2011. Super Lawyers magazine names attorneys in each state [...] <span class="post_excerpt_readmore"><a href="http://haslamgallagher.com/about-haslam-gallagher/new-postpatrick-gallagher-named-super-lawyer-for-2011/" title="Read more">Read more &#187;</a></span><hr /><a href="http://ashford.turtleinteractive.com/download">Download Ashford for WordPress</a><hr />]]></description>
			<content:encoded><![CDATA[<p><!-- begin super lawyers badge -->
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<p>Patrick Gallagher has the distinct honor of being chosen as one of the top 5% of practicing attorneys in the state of Texas for 2011.</p>
<p>Super Lawyers magazine names attorneys in each state who received the highest point totals, as chosen by their peers and through the independent research. Rising Stars names the state&#8217;s top up-and-coming attorneys.</p>
<p>Super Lawyers rate outstanding lawyers from more than 70 practice areas who have attained a high-degree of peer recognition and professional achievement. The selection process is multi-phased and includes independent research, peer nominations and peer evaluations.</p>
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		<title>Jury finds bar that served driver partially responsible for wreck that killed 4 teens</title>
		<link>http://haslamgallagher.com/car-wrecks/jury-finds-bar-that-served-driver-partially-responsible-for-wreck-that-killed-4-teens/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=jury-finds-bar-that-served-driver-partially-responsible-for-wreck-that-killed-4-teens</link>
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		<pubDate>Thu, 16 Jun 2011 20:45:50 +0000</pubDate>
		<dc:creator>Tracy</dc:creator>
				<category><![CDATA[Car Wrecks]]></category>
		<category><![CDATA[Insurance Claims]]></category>
		<category><![CDATA[Wrongful Death]]></category>

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		<description><![CDATA[ &#160; By Deanna Boyd dboyd@star-telegram.com FORT WORTH &#8212; For 51/2 hours on a hot summer night in 2005, Michael Miles sat in the Harlem Nites Cabaret and drank. Throughout  the evening, attorneys say, bartenders at the topless bar continued to  serve Miles, a 47-year-old father of three who lived in Arlington, until [...] <span class="post_excerpt_readmore"><a href="http://haslamgallagher.com/car-wrecks/jury-finds-bar-that-served-driver-partially-responsible-for-wreck-that-killed-4-teens/" title="Read more">Read more &#187;</a></span><hr /><a href="http://ashford.turtleinteractive.com/download">Download Ashford for WordPress</a><hr />]]></description>
			<content:encoded><![CDATA[<p><a href="http://haslamgallagher.com/wp-content/uploads/2011/06/Haslam-Gallagher-Car-Case.jpg"><img class="alignnone size-medium wp-image-803" title="Haslam Gallagher Car Case" src="http://haslamgallagher.com/wp-content/uploads/2011/06/Haslam-Gallagher-Car-Case-300x199.jpg" alt="" width="300" height="199" /></a></p>
<p>&nbsp;</p>
<p>By Deanna Boyd</p>
<p><a href="mailto:dboyd@star-telegram.com">dboyd@star-telegram.com</a></p>
<p>FORT WORTH &#8212; For 51/2 hours on a hot summer night in 2005, Michael Miles sat in the Harlem Nites Cabaret and drank.</p>
<p>Throughout  the evening, attorneys say, bartenders at the topless bar continued to  serve Miles, a 47-year-old father of three who lived in Arlington, until  he was obviously drunk.</p>
<p>After leaving the bar, Miles went to a  convenience store and eventually began driving his pickup the wrong way  on U.S. 287 before merging onto East Loop 820 South &#8212; still going the  wrong way.</p>
<p>About 1:35 a.m., Miles&#8217; pickup crashed into a car filled with teenagers from Dunbar and Wyatt high schools.</p>
<p>Jeffrey Muriel Jr., Donald Cain Jr., Charles Tate Jr., all 19, and Carl Field, 14, were killed in the Aug. 7, 2005, wreck.</p>
<p>Miles, who police said had a 0.22 blood-alcohol level, died at a hospital.</p>
<p>On  Monday, a Tarrant County civil jury found that F &amp; F Land Co.,  doing business as Harlem Nites Cabaret, was negligent in overserving  Miles. The jury found that the bar, at 9317 South Freeway, was 35  percent responsible for the deadly wreck, with the remaining 65 percent  attributed to Miles.</p>
<p>Jurors awarded $4.3 million in damages to the survivors of the four teens; the bar is responsible for about $1.6 million.</p>
<p>&#8220;Absolutely  there&#8217;s individual responsibility &#8212; he&#8217;s got 65 percent of this loss,&#8221;  said Bob Haslam, one of four attorneys involved in the lawsuit. &#8220;But at  the same time, a guy makes money off this loss. That&#8217;s the only reason  Harlem Nites &#8212; topless bars &#8212; are there is to make money on alcohol  sales.</p>
<p>&#8220;No one is saying people can&#8217;t go to a bar and get drunk, but if you&#8217;re going to make money on the guy, send him home in a cab.&#8221;</p>
<p>The  lawsuit was filed in 2006 under the state&#8217;s Dram Shop Act, which allows  those who sell alcohol to an obviously intoxicated person to be held  liable for resulting damages.</p>
<p>The jury also found that the bar&#8217;s  owners, Harry Floyd Freeman and John David Faltynski, are individually  liable in the case and that they ran the company as a sham to perpetrate  a fraud.</p>
<p>Freeman died in July 2010 at age 72.</p>
<p>Frank Cram, the owners&#8217; attorney said, &#8220;We intend to appeal, and we feel confident we&#8217;ll be successful in appeal.&#8221;</p>
<p>Haslam  said that none of the bar&#8217;s employees were certified by the Texas  Alcoholic Beverage Commission and that the bar did not have insurance.</p>
<p>&#8220;These guys are so cheap and so greedy, they don&#8217;t even buy insurance to protect the public,&#8221; Haslam said.</p>
<p>Haslam  said that while employees claim they never saw Miles at the bar that  night, debit transactions show that he withdrew $160 from the bar&#8217;s ATM  between 5:30 and 10:50 p.m. Video surveillance showed Miles entering a  nearby convenience store after leaving the bar to buy a cup of coffee  and cigarettes and withdraw $25, Haslam said.</p>
<p>The bar&#8217;s attorneys  had contended that Miles went drinking elsewhere between going to the  convenience store and causing the crash, which occurred 21/2 hours  later.</p>
<p>Cram said a Heineken can &#8212; Miles&#8217; beer of choice &#8212; was found at the scene of the wreck.</p>
<p>&#8220;We don&#8217;t know where he went to drink,&#8221; Cram said. &#8220;When you look at the video, he just doesn&#8217;t look intoxicated in the video.&#8221;</p>
<p>Haslam  said the amount of cash found on Miles after the wreck indicated that  he had not gone anywhere else. Haslam theorizes that Miles may have  slept in his pickup during the time gap.</p>
<p>Police have said Miles  seemed oblivious to oncoming traffic as he drove the wrong way on two  freeways for an estimated five miles, narrowly missing several other  cars before hitting Muriel&#8217;s 1991 Chevrolet Caprice.</p>
<p>Muriel and  Cain were former Dunbar High School students. Tate, the father of an  infant daughter, and Field had been students at Wyatt High School.</p>
<p>Haslam  said relatives are happy that the trial, which had been delayed  numerous times, is finally over and hope that the verdict sends a  message.</p>
<p>&#8220;They&#8217;re happy the jury said, &#8216;Alcohol dealers &#8212; drug  dealers &#8212; you&#8217;re partly responsible for this,&#8217;&#8221; Haslam said. &#8220;Bars need  to be responsible. The state passed this law for a reason, even though  it&#8217;s hard to find a bar liable.&#8221;</p>
<p>Deanna Boyd, 817-390-7655</p>
<div>Read more: <a href="http://www.star-telegram.com/2011/06/14/3152661/jury-finds-bar-that-served-driver.html#ixzz1PTRg34cJ">http://www.star-telegram.com/2011/06/14/3152661/jury-finds-bar-that-served-driver.html#ixzz1PTRg34cJ</a></div>
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		<title>Texas Laws Already Protect Insurance Industry</title>
		<link>http://haslamgallagher.com/insurance-claims/texas-laws-already-protect-insurance-industry/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=texas-laws-already-protect-insurance-industry</link>
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		<pubDate>Wed, 13 Apr 2011 18:38:56 +0000</pubDate>
		<dc:creator>admin</dc:creator>
				<category><![CDATA[Insurance Claims]]></category>
		<category><![CDATA[News]]></category>

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		<description><![CDATA[By Robert “Bob” Haslam Monday, Mar. 21, 2011 Special to the Star-Telegram Gov. Rick Perry&#8217;s proposals for Texas&#8217; legal system would help his  insurance company contributors further increase their profits on the  backs of those least able to help themselves after being injured by  others&#8217; negligence &#8212; and limit the already small [...] <span class="post_excerpt_readmore"><a href="http://haslamgallagher.com/insurance-claims/texas-laws-already-protect-insurance-industry/" title="Read more">Read more &#187;</a></span><hr /><a href="http://ashford.turtleinteractive.com/download">Download Ashford for WordPress</a><hr />]]></description>
			<content:encoded><![CDATA[<p>By Robert “Bob” Haslam<br />
Monday, Mar. 21, 2011</p>
<p><strong>Special to the Star-Telegram</strong></p>
<p>Gov. Rick Perry&#8217;s proposals for Texas&#8217; legal system would help his  insurance company contributors further increase their profits on the  backs of those least able to help themselves after being injured by  others&#8217; negligence &#8212; and limit the already small recoveries available  to plaintiffs in Texas.</p>
<p>Perry recently called for lawsuit &#8220;losers&#8221;  to pay their opponents&#8217; legal expenses and for an &#8220;early dismissal&#8221;  option to get rid of &#8220;frivolous&#8221; suits. He said these components would  help the state&#8217;s legal and economic climate.</p>
<p>But if the governor  believes that Texas needs an early-dismissal option and expedited trials  with limited discovery for claims between $10,000 and $100,000, he is  not familiar with our court system. We&#8217;ve had both for years.</p>
<p>Rule  190 of the Texas Rules of Civil Procedure covers expedited trials. We  already have three levels of cases to expedite things. Should we spend  more money to add more layers?</p>
<p>Defending cases between $10,000 and  $100,000 in Texas now costs very little. Many are defended by salaried  insurance company employees with nominal costs to the company. Many are  handled on fixed fees, some for as little as $2,000-$3,000 for the  entire case.</p>
<p>In Tarrant County, cases involving $10,000 to  $100,000 go to County Courts at Law and can get a trial setting in less  than a year. The judges should be commended for moving cases fairly and  efficiently.</p>
<p>Insurance companies and defendants want attorney fees  awarded for frivolous claims by injured people. No problem. But  fairness goes both ways: How about attorney fees awarded to the injured  for frivolous, fraudulent or false defenses? Insurance lawyers routinely  file defenses and make claims that can never be proved. Defendants  waste too much time in litigation by stalling, delaying and making  frivolous defenses. Insurance defendants and corporate defendants should  pay attorney fees to the injured person so the playing field is level  for both sides.</p>
<p>Again the governor misleads Texans or doesn&#8217;t know the rules.</p>
<p>Texas  already has an &#8220;offer of settlement&#8221; rule, Civil Practice and Remedies  Code Chapter 42, which provides for attorney fees. This rule is  one-sided because the insurance company or defendant must invoke the  rule. It has some fairness because it allows the plaintiff to make a  counter-proposal to the insurance company&#8217;s usually low offer. The rule  is rarely invoked: I haven&#8217;t seen it in one of my cases in 10 years.</p>
<p>Perry  wants to make it more one-sided, kind of like going to a fight and  making the injured person tie one hand behind his back. That is not  fair, and that is not what Texas stands for.</p>
<p>Another proposal  discusses the feared cliche of a frivolous lawsuit. Insurance companies  and defendants already receive protection from frivolous lawsuits under  Rules 13 and 169a, and Chapters 9 and 10 of the Civil Practice and  Remedies Code.</p>
<p>Truly frivolous cases rarely make it to trial. My  experience tells me that no &#8220;frivolous&#8221; case in the past 10 years has  made it past a Texas trial judge or reached a judgment where the  frivolous case won anything.</p>
<p>The majority of Republican judges in Texas do not believe that there is a problem with frivolous cases.</p>
<p>The  government already has the ability to appeal cases before trial to try  to get them dismissed. This actually leads to delays and runs up costs  to the injured person. As taxpayers pay the government lawyers&#8217;  salaries, this delay isn&#8217;t a problem for the government; it&#8217;s the  consumer who faces years of waste on preliminary appeals.</p>
<p>Say &#8220;No&#8221;  to more tort reform and &#8220;Yes&#8221; to deficit reduction/better education.  Texans have been hurt enough by insurance company greed. Let&#8217;s focus on  education so we can understand the Rules of Court.</p>
<p>Robert &#8220;Bob&#8221; Haslam of Fort Worth is past president of the Tarrant County Trial Lawyers Association.</p>
<div>Read more: <a title="Star Telegram Article | March 30, 2011 | by Robert Haslam" href="http://www.star-telegram.com/2011/03/21/2939008/texas-laws-already-protect-insurance.html#ixzz1JQhQQdbZ" target="_blank">http://www.star-telegram.com/2011/03/21/2939008/texas-laws-already-protect-insurance.html#ixzz1JQhQQdbZ</a></div>
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		<title>Robert Haslam and Patrick Gallagher were both Recognized by Texas Monthly as a “Super Lawyer” and Fort Worth magazine as a “Top Attorney” for 2010</title>
		<link>http://haslamgallagher.com/news/robert-haslam-and-patrick-gallagher-were-both-recognized-by-texas-monthly-as-a-%e2%80%9csuper-lawyer%e2%80%9d-and-fort-worth-magazine-as-a-%e2%80%9ctop-attorney%e2%80%9d-for-2010/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=robert-haslam-and-patrick-gallagher-were-both-recognized-by-texas-monthly-as-a-%25e2%2580%259csuper-lawyer%25e2%2580%259d-and-fort-worth-magazine-as-a-%25e2%2580%259ctop-attorney%25e2%2580%259d-for-2010</link>
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		<pubDate>Mon, 17 Jan 2011 23:54:05 +0000</pubDate>
		<dc:creator>haslamgallagher</dc:creator>
				<category><![CDATA[News]]></category>

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		<description><![CDATA[Robert Haslam and Patrick Gallagher were both Recognized by Texas Monthly as a “Super Lawyer” and Fort Worth magazine as a “Top Attorney” for 2010 . Robert Haslam Link Patrick Gallagher Link Patrick Gallagher was selected by Super Lawyer for successfully representing clients seriously injured by dangerous products against manufactures in product liability lawsuits <hr /><a href="http://ashford.turtleinteractive.com/download">Download Ashford for WordPress</a><hr />]]></description>
			<content:encoded><![CDATA[<p>Robert Haslam and Patrick Gallagher were both Recognized by Texas Monthly as a “Super Lawyer” and Fort Worth magazine as a “Top Attorney” for 2010 .</p>
<p><a href="http://www.superlawyers.com/texas/lawyer/Robert-Haslam/3b71d7ff-aead-4a09-820b-639e8662c122.html">Robert Haslam Link</a></p>
<p><a href="http://www.superlawyers.com/texas/lawyer/J-Patrick-Gallagher-III/42431274-07a8-4355-b9c2-5dd565e1725b.html">Patrick Gallagher Link</a></p>
<p>Patrick Gallagher was selected by Super Lawyer for successfully representing clients seriously injured by dangerous products against manufactures in product liability lawsuits</p>
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		<title>New Puzzle: Why Fewer are Killed in Car Crashes</title>
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		<pubDate>Mon, 17 Jan 2011 23:50:15 +0000</pubDate>
		<dc:creator>haslamgallagher</dc:creator>
				<category><![CDATA[News]]></category>

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		<description><![CDATA[Original Link to Wall Street Journal The number of drivers involved in fatal accidents who were eating,  talking on a phone or otherwise distracted rose 42% from 2005 to 2008.  But that&#8217;s just one way to read a new study of highway deaths. Another way is that &#8220;inattentive&#8221; or distracted driving was recorded [...] <span class="post_excerpt_readmore"><a href="http://haslamgallagher.com/news/new-puzzle-why-fewer-are-killed-in-car-crashes/" title="Read more">Read more &#187;</a></span><hr /><a href="http://ashford.turtleinteractive.com/download">Download Ashford for WordPress</a><hr />]]></description>
			<content:encoded><![CDATA[<p><a href="http://online.wsj.com/article/SB10001424052748703734204576019602118693930.html?KEYWORDS=new+puzzle">Original Link to Wall Street Journal</a></p>
<p>The number of drivers involved in fatal accidents who were eating,  talking on a phone or otherwise distracted rose 42% from 2005 to 2008.  But that&#8217;s just one way to read a new study of highway deaths.</p>
<p>Another way is that &#8220;inattentive&#8221; or distracted driving was recorded  as a &#8220;primary&#8221; factor for just 7% of the 50,430 drivers involved in  fatal accidents in 2008. The broader trend was that the number of total  road fatalities dropped in 2009 to 33,963, down 22% from 43,510 in 2005.  That&#8217;s the fastest rate of decline in traffic deaths in peacetime since  the dawn of automotive mass production in 1913.</p>
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<p>At MIT&#8217;s AgeLab, researchers are focused on  getting to know who&#8217;s behind the wheel in their quest to build a safer  car. They&#8217;re studying the physical responses of drivers to figure out  just how much they can handle while driving. WSJ&#8217;s Beckey Bright  reports.</p>
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<li> <a href="http://podcast.mktw.net/wsj/audio/20101215/pod-wsjepwhite/pod-wsjepwhite.mp3" target="_blank"> <strong>Listen:</strong> Joseph White discusses why distracted drivers aren&#8217;t a big factor.</a></li>
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<p>The dramatic decline in highway fatalities in  the U.S. since 2005 is a piece of good news that&#8217;s also a bit of a  mystery. Is it the result of better vehicle safety technology? Less  stupid, reckless behavior? Smarter strategies for easing teens into the  responsibilities of driving? Or just an unexpected positive side effect  of a slumping economy?</p>
<p>A new study by two University of Michigan researchers of detailed  federal crash statistics from 2005 to 2008 suggests all these reasons  could be behind the reduced death toll.</p>
<p>Consider distracted driving. The dangers of texting or talking on a  phone while driving have received a lot of attention, including from  Transportation Secretary Ray LaHood. Mr. LaHood has been relentless on  the issue, suggesting that he would seriously consider banning all  cellphone use in automobiles, including hands-free systems. That&#8217;s  rattled car makers, who have used sophisticated hands-free  telecommunications technology as a selling point in many new vehicles.</p>
<p>The federal highway fatality data analyzed by University of Michigan  Transportation Research Institute researchers Michael Sivak and Brandon  Schoettle suggest that talking and texting behind the wheel are a  smaller problem than, for instance, motorcycle deaths.</p>
<p>Messrs. Sivak and Schoettle found that in 2005, 2,369 fatal accidents  were blamed on &#8220;inattentive&#8221; driving–including eating, talking or using  a phone. By 2008, inattentive driving was blamed for 3,366 deadly  crashes.</p>
<p>By comparison, the number of fatalities involving motorcycles grew by  14% to 5,129 deaths in 2008 from 4,492 in 2005. The researchers noted  this trend is consistent with rising motorcycle ownership among  &#8220;middle-aged men with little or no prior experience.&#8221;</p>
<p>A Transportation Department spokeswoman said, in an email Tuesday,  that a broader definition of distraction-related fatalities grew to 16%  of all traffic deaths in 2008 from 10% in 2005. The rate leveled off in  2009, around the time of Mr. LaHood&#8217;s national campaign against  distracted driving and enactment of tougher state laws on texting and  phoning while driving, she wrote.</p>
<p>The department also is pushing to curb drunk driving and promote  seat-belt use and new vehicle safety technology, the spokeswoman wrote.  This week it launched a new effort called &#8220;No Refusal&#8221; that encourages  police officers to call judges who will quickly authorize warrants to  obtain blood samples from people who refuse a breath-alcohol test in an  effort to avoid prosecution.</p>
<p>Mr. Sivak says that when he looks at the causes of crashes, he zeroes in on alcohol. &#8220;That is the biggie,&#8221; he says.</p>
<p>Alcohol and speed, he says, explain why so many people die on the  highway alone, without hitting another car. Out of 34,017 total  accidents in 2008 ascribed in federal data to a collision, about  62%—just over 21,000—involved a single-vehicle crash. Such deadly wrecks  declined by 9% between 2005 and 2008, less than the 13% decline in  deadly collisions overall.</p>
<p>So what&#8217;s helping to reduce deaths? Technology deserves some credit,  according to the data. Deaths in side-impact crashes declined between  2005 and 2008 at a faster rate than the decline for deaths overall. That  suggests that side airbags are helping more people survive crashes, the  researchers found.</p>
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<p><cite>Getty Images</cite>The broader trend was that the number of total road fatalities dropped in 2009 to 33,963, down 22% from 43,510 in 2005.</p>
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<p>The  Michigan study found a nearly 20% decline in deaths among young  drivers, age 16 to 25. Among the possible reasons: the increasing number  of states that use graduated licensing programs that delay granting  full driving privileges until teens have more experience, and rising  teen joblessness.</p>
<p>The exact role of the economy in declining highway deaths is a big  unknown. Messrs. Sivak and Schoettle highlight pieces of data that  suggest that as the economy slowed down, so did motorists.</p>
<p>The number of deadly accidents in which there was no evidence that  the driver swerved to avoid the crash, an indicator of excess speed,  dropped by more than 20% between 2005 and 2008, according to federal  data. (The number of such crashes is still quite high—nearly 23,000 in  all for 2008.)</p>
<p>&#8220;The slower the speed, the more likely an avoidance maneuver is possible,&#8221; the researchers wrote.</p>
<p>Fatal accidents during rush hours also declined more sharply than  overall deaths. The 6 a.m. to 9 a.m. morning rush claimed 3,236 lives  nationwide in 2008, down 16.7% from 2005. Deaths between 3 p.m. and 6  p.m. fell by nearly 18%. The deadliest hours on the road? The period  between 6 p.m. and 8:59 p.m. —still the rush hour in many cities. In  2008, 5,342 people died in crashes during those hours, down 13.1% from  2005.</p>
<p>What happens when the economy rebounds? Fatalities and injuries have  tended to drop during economic slowdowns, but when the economy recovers,  they have not rebounded all the way to pre-recession levels, the  Transportation Department says.</p>
<p>Mr. Sivak says he expects deaths will climb. &#8220;There are no magic solutions here,&#8221; he says.</p>
<p><strong>Write to </strong> Joseph B. White at <a href="mailto:joseph.white@wsj.com">joseph.white@wsj.com</a></p>
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		<title>Extend tax cuts, strangle runaway spending</title>
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		<pubDate>Thu, 04 Nov 2010 19:17:36 +0000</pubDate>
		<dc:creator>haslamgallagher</dc:creator>
				<category><![CDATA[News]]></category>

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		<description><![CDATA[ Posted Wednesday,  Nov. 03, 2010  By Cal Thomas For newly empowered congressional Republicans, Priority One must be an  extension of the Bush tax cuts. There should be enough votes not only from a new  Republican majority, but also from some of the decimated and dispirited (and  even newly elected) [...] <span class="post_excerpt_readmore"><a href="http://haslamgallagher.com/news/extend-tax-cuts-strangle-runaway-spending/" title="Read more">Read more &#187;</a></span><hr /><a href="http://ashford.turtleinteractive.com/download">Download Ashford for WordPress</a><hr />]]></description>
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<p>Posted Wednesday,  Nov. 03, 2010</p>
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<p>By Cal Thomas</p>
<p>For newly empowered congressional Republicans, Priority One must be an  extension of the Bush tax cuts. There should be enough votes not only from a new  Republican majority, but also from some of the decimated and dispirited (and  even newly elected) Democrats. If President Barack Obama is smart, he won&#8217;t veto  the bill.</p>
<p>If the tax cuts are allowed to expire, everyone who gets a paycheck and has  taxes withheld is going to see less money in the &#8220;net&#8221; column starting Jan. 1.</p>
<p><a href="http://bloomberg.com/" target="_new">Bloomberg.com</a> has published some calculations. It reports that,  according to the Tax Institute at H&amp;R Block, &#8220;for a married couple earning  $80,000 a year, increased taxes would drain $221.48 in withholding from a  semimonthly paycheck. Married individuals earning $240,000 a year&#8221; (just under  the $250,000 standard Obama defines as &#8220;rich&#8221;) &#8220;would lose $557.78 to  withholding in a single semimonthly paycheck.&#8221;</p>
<p>Double these figures for a month and  multiply by 12, and you quickly see the additional drain on the economy at a  time of anemic 2 percent growth.</p>
<p>Another example from Bloomberg: Teachers, teacher aides and custodial workers  who make $20,000 to $40,000 a year would lose an estimated $50 per paycheck,  which is significant at a time when every dollar counts.</p>
<p>Obama has been telling us how much is enough for us to make. Instead, we  should be telling him how much of our money we will allow government to take and  spend. That is the theme emerging from the midterm elections.</p>
<p>To further personalize the cost of allowing the tax  cuts to expire, visit a handy government cost calculator, <a href="http://www.mygovcost.org/" target="_new">www.mygovcost.org</a>. Type in your  level of education, age and income, and the calculator will reveal what future  taxes are likely to cost (these are estimates, as everyone&#8217;s circumstances  differ).</p>
<p>You will also see how much your money could  earn if you invested in the private sector instead of having it go to the  federal government. The enormous interest figure should rebut arguments by  Democrats who say that reforming Social Security by allowing money to be  invested in the stock market would bankrupt the elderly.</p>
<p>There are several other credible sources Republicans could use to stop and  reverse runaway spending.</p>
<p>The Heritage Foundation&#8217;s Brian Riedl has identified $343 billion in  specific spending cuts the next Congress might enact for fiscal 2012. Riedl  acknowledges that cutting spending won&#8217;t be easy. That&#8217;s because every dollar  spent by the government attracts self-interested supporters. But he maintains  that the identified cuts should be achievable. Read his targets at <a href="http://heritage.org/" target="_new">heritage.org</a>.</p>
<p>The public is in the mood for repairing America&#8217;s crumbling financial house.  Democrats will have a more difficult time demagoguing spending cuts when they  have been primarily (though not entirely) responsible for the ocean of red ink.</p>
<p>The Debt Commission will issue its report on Dec. 1. Many conservatives  suspect that it will include a call for tax increases. Republicans should say  &#8220;no&#8221; to any tax hikes and focus entirely on government overspending and  misspending.</p>
<p>Many of us are ready for strong medicine.  &#8220;We can&#8217;t afford it&#8221; still rings in the ears of those old enough to remember  what parents or grandparents said when we asked for an expensive toy as a child  or a car at 16.</p>
<p>That Puritan ethic remains in the DNA of many Americans. It is now up to  Republicans to get it out and remind us of what fiscal and personal  responsibility can do to restore financial solvency. It may take a while, and  there will be some discomfort and even pain involved. But in the end, we will  all be better off than we are now and much better off than we will be if we fail  to reduce our unsustainable debt.</p>
<p>Cal Thomas writes for Tribune Media  Services.</p>
<p>Read more: <a href="http://www.star-telegram.com/2010/11/03/2602262/extend-tax-cuts-strangle-runaway.html#ixzz14LJNpOv4">http://www.star-telegram.com/2010/11/03/2602262/extend-tax-cuts-strangle-runaway.html#ixzz14LJNpOv4</a></p>
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		<title>Robert Haslam and Richard &quot;Racehorse&quot; Haynes &#8211; Houston May 2010</title>
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		<pubDate>Fri, 25 Jun 2010 17:42:04 +0000</pubDate>
		<dc:creator>haslamgallagher</dc:creator>
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		<description><![CDATA[Fort Worth trial attorney, Robert Haslam and Richard &#8220;Racehorse&#8221; Haynes appear in trial together in Houston -  May 2010.  <hr /><a href="http://ashford.turtleinteractive.com/download">Download Ashford for WordPress</a><hr />]]></description>
			<content:encoded><![CDATA[<p>Fort Worth trial attorney, Robert Haslam and Richard &#8220;Racehorse&#8221; Haynes appear in trial together in Houston -  May 2010.</p>
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		<title>Letter from Racehorse Haynes to &quot;Crackerjack&quot; Bob</title>
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		<pubDate>Thu, 20 May 2010 16:27:59 +0000</pubDate>
		<dc:creator>haslamgallagher</dc:creator>
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		<title>Robert Haslam Selected as one of ATLA&#039;s Top 100 Lawyers for 2009</title>
		<link>http://haslamgallagher.com/associations/587/?utm_source=rss&#038;utm_medium=rss&#038;utm_campaign=587</link>
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		<pubDate>Thu, 01 Apr 2010 22:33:53 +0000</pubDate>
		<dc:creator>haslamgallagher</dc:creator>
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		<description><![CDATA[The American Trial Lawyers Association (ATLA) selected Robert Haslam as one of the Top 100 Trial Lawyers for 2009 in the State of Texas Click here to read more: American Trial Lawyers Association Letter <hr /><a href="http://ashford.turtleinteractive.com/download">Download Ashford for WordPress</a><hr />]]></description>
			<content:encoded><![CDATA[<p><strong>The American Trial Lawyers Association (ATLA) selected Robert Haslam as one of the Top 100 Trial Lawyers for 2009 in the State of Texas</strong></p>
<p>Click here to read more: <a title="Robert Haslam American Trial Lawyer Association Member" href="http://02fc37a.netsolhost.com/httpdocs/wp-content/uploads/Robert-Haslam-American-Trial-Lawyer.pdf">American Trial Lawyers Association Letter</a></p>
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